Future Loan Pro is operated by FUTURE POWER EDUCATION PRIVATE LIMITED (“Future Loan Pro”, “we”, “our”, or “us”). Future Loan Pro provides a digital platform through which eligible users may access and manage a revolving credit line made available through applicable financial service partners.
This Privacy Policy explains how information may be collected, used, processed, stored, disclosed, and protected when you download, register for, access, or use the Future Loan Pro application and its related services.
Our services are designed around a revolving credit facility. Subject to eligibility, applicable terms, and the requirements of the relevant financial service provider, users may use an available credit limit, make repayments, and potentially regain access to the available limit after repayment.
Future Loan Pro is a digital platform that facilitates access to a revolving credit line provided through an applicable lending or financial service partner.
A revolving credit line allows an eligible user to access an assigned credit limit rather than receiving a single fixed amount as a one-time financial facility. Subject to applicable terms, a user may utilize available credit within the assigned limit.
When amounts are repaid, the available credit may become available again, subject to eligibility, account status, repayment performance, and the applicable terms of the relevant financial service provider.
Future Loan Pro primarily provides the technology and digital interface through which users can access and manage services associated with the revolving credit facility.
Where a financial partner is responsible for providing or servicing the credit facility, that partner may independently determine eligibility, credit limits, applicable charges, repayment requirements, and other financial conditions.
Future Loan Pro does not guarantee that any user will receive a particular credit limit or continued access to a revolving credit facility.
To operate Future Loan Pro and provide access to revolving credit services, we may collect information that users provide directly, information obtained with appropriate authorization, and certain technical information generated when the application is used.
The type of information collected depends on the services used, the verification requirements applicable to the account, and the permissions granted by the user.
When registering for or using Future Loan Pro, users may be asked to provide information such as:
This information may be required to establish an account, verify identity, assess eligibility, manage the revolving credit facility, and provide related services.
To protect users and the platform from unauthorized activity, Future Loan Pro may require identity verification before certain services or account functions become available.
Depending on the applicable verification process, this may involve identification documents, photographs, or other supporting information.
Verification information may be used to:
Because Future Loan Pro facilitates access to a revolving credit facility, certain financial information may be processed where necessary for credit-related services.
Depending on the applicable service and user authorization, this may include:
Financial information may be used to support eligibility assessment, determine or manage an available credit limit, monitor account activity, facilitate repayments, prevent fraud, and maintain the revolving credit relationship.
Future Loan Pro may facilitate the processing of information required to support the assessment or management of a user's revolving credit limit.
Depending on the applicable product and financial partner, relevant information may be considered in connection with:
The actual determination of a credit limit, availability of credit, continuation of access, or modification of an existing limit may be made by the relevant financial service provider in accordance with its applicable policies and requirements.
Future Loan Pro does not promise a fixed credit limit or guaranteed access to credit.
Future Loan Pro is designed to support a revolving credit facility rather than a traditional one-time borrowing arrangement.
Where a user is eligible for a revolving credit line, the user may have an available credit limit assigned to the account.
The user may use available credit within the applicable limit, subject to the terms governing the account.
When amounts previously used from the credit line are repaid, the corresponding available credit may become available for subsequent use, subject to:
The amount of available credit may change from time to time. Access to previously available credit does not necessarily guarantee that the same amount will remain available in the future.
Future Loan Pro may request access to certain device functions when such access is necessary for a specific feature or service.
The permissions requested by the application may include the following.
Camera access may be used when a user needs to:
Camera access is used in connection with relevant application functionality and is not intended to provide continuous camera access.
Where location permission is enabled, approximate location information may be processed for purposes including:
Location information is not intended to be used for unrelated purposes.
Where SMS access is requested and the user provides the required permission, Future Loan Pro may process relevant financial and transactional SMS information to support functions associated with the revolving credit service.
Relevant information may include certain:
SMS information may assist with understanding financial activity, supporting eligibility assessment, verifying certain information, detecting potentially fraudulent activity, and supporting credit-related servicing.
SMS access is not intended for monitoring personal conversations or unrelated communications.
Users may manage application permissions through their device settings. Disabling a permission may prevent certain application functions from operating as intended.
When Future Loan Pro is opened or used, certain technical information may be generated automatically.
This information may include:
Technical information helps us maintain the application, identify technical problems, protect user accounts, detect suspicious activity, and improve the reliability of the service.
Information processed through Future Loan Pro may be used for purposes directly related to the operation and delivery of our revolving credit services.
These purposes may include:
Information is not intentionally processed for purposes unrelated to the services described in this Privacy Policy.
Information relating to a user's use of the revolving credit facility may be processed to support account management and servicing.
This may include information concerning:
Such information may assist the applicable financial partner in managing the credit facility and determining whether continued access or changes to the available credit are appropriate.
We may share relevant information with authorized recipients where necessary to provide, operate, secure, or support the revolving credit services.
Information may be shared with:
Financial Service Partners
Relevant information may be provided to the financial institution or lending partner responsible for providing, assessing, administering, or servicing the revolving credit facility.
Verification Providers
Authorized identity, document, or fraud-prevention providers may receive information necessary to perform verification or security-related functions.
Technology Providers
Information may be processed by providers supporting:
Customer Service Providers
Where third-party providers assist with customer support, relevant information may be made available only to the extent necessary to respond to the user's request.
Government and Regulatory Authorities
Information may be disclosed where required or permitted by applicable law, regulation, court order, legal process, or a valid request from a competent authority.
Future Loan Pro may use third-party companies to provide specific technical, operational, verification, security, or support services.
These providers may process limited information required to perform their assigned functions.
We expect applicable service providers to maintain appropriate confidentiality, security, and data-protection practices and to use information only for authorized purposes.
Third-party providers do not receive unrestricted access to user information merely because they provide services to Future Loan Pro.
We use reasonable technical, administrative, and organizational measures designed to protect personal information from unauthorized access, disclosure, alteration, misuse, destruction, or loss.
Depending on the circumstances, security measures may include:
Access to personal information is limited to authorized personnel and service providers who require the information for legitimate operational purposes.
However, no internet-based service or electronic storage system can be guaranteed to be completely secure.
We retain information only for the period reasonably necessary to provide the requested services, maintain account functionality, manage the revolving credit relationship, fulfill legitimate operational requirements, prevent fraud, resolve disputes, or comply with legal and regulatory obligations.
Retention periods may depend on:
When information is no longer required, it may be securely deleted, anonymized, or otherwise handled in accordance with applicable retention requirements.
Some information may need to remain available after account closure where required for legal, regulatory, accounting, security, fraud-prevention, or dispute-resolution purposes.
Users should ensure that information submitted to Future Loan Pro is accurate, complete, and current.
Users should also:
Providing inaccurate or misleading information may affect access to the revolving credit service and may result in additional verification procedures.
Subject to applicable law, users may have rights relating to their personal information.
Depending on the circumstances, these rights may include:
Requests may be submitted through available in-app support channels or the contact details provided in this Privacy Policy.
Users may be able to manage certain application permissions through their device settings.
If a user withdraws or disables a permission, some functions that depend on that permission may become unavailable.
For example, disabling camera access may prevent certain identity-verification procedures from being completed through the application.
Where processing is based on consent and applicable law permits withdrawal, users may request withdrawal of that consent through the appropriate available channel.
Withdrawal of consent does not necessarily affect processing that was lawfully completed before the withdrawal.
A user may contact us to request account closure or deletion of personal information where applicable.
We will review the request and determine whether deletion can be completed based on applicable legal, regulatory, security, and operational requirements.
Certain records may be required to remain stored after account closure. This may include information necessary for:
Where information cannot be deleted due to a legal or legitimate retention requirement, we will retain it only for the applicable period and purpose.
Future Loan Pro is intended for individuals who are legally eligible to access the financial services available through the platform.
We do not knowingly design the service to collect personal information from individuals who are not legally eligible to use the relevant financial services.
If we become aware that information has been submitted by an ineligible individual, we may take reasonable steps to address the situation in accordance with applicable law.
Protecting the integrity of the revolving credit platform is an important part of our operations.
We may process account, device, verification, transaction, and technical information to identify and prevent:
These activities are performed to protect users, financial partners, and the integrity of the services.
We may send communications that are necessary for the operation and administration of your account.
These communications may include:
Certain communications are necessary to provide the service and therefore may continue even if you have disabled optional promotional communications.
We may update this Privacy Policy when our services, technologies, business arrangements, or legal and regulatory requirements change.
If material changes are made, we may provide appropriate notice through the application, website, email, or another suitable communication method where required.
The updated Privacy Policy will become effective on the date specified in the revised version.
Users are encouraged to periodically review this Privacy Policy to remain informed about our information practices.
If you have questions, concerns, complaints, or requests regarding the handling of your personal information, you may contact us using the information below.
Please provide sufficient information to help us identify your account and understand the nature of your request.
We will review legitimate privacy requests and respond in accordance with applicable law and reasonable internal procedures.
FUTURE POWER EDUCATION PRIVATE LIMITED
Email: connect@futurepoweredu.com
Website: https://futurepoweredu.com/
Registered Address:
C/O SACHIN KUMAR SHARMA,
MOH-AZAD COLONY NAGINA,
BIJNOR, Uttar Pradesh, India – 246762
By accessing or using Future Loan Pro, you acknowledge that you have had an opportunity to review this Privacy Policy and understand the general manner in which information may be processed in connection with the revolving credit services.
Where applicable law requires separate or specific consent for particular information or processing activities, the relevant consent may be obtained through the application, device permission controls, or another appropriate mechanism.
If you do not agree with the practices described in this Privacy Policy, you should discontinue use of the relevant services and contact us regarding account closure or applicable privacy requests.